It would be the ACA or the short term aid with the fixed benefit and then add-on you know the CI and the accident if that is of a thought process then I would encourage you to really kind of look no further than America’s because I don’t want to portray that America’s everything to everyone
No one company is perfect at everything but the area where Meredith really shines through is in the economic value that they deliver to your client because there’s really only two things Dental Helps that come into play when you’re talking about the best economic value that’s the xin the product here’s another tidbit that you don’t typically hear you wouldn’t hear.
If you just if you weren’t on this webinar frankly if you looked at the dental products that are available in the marketplace we have the highest loss ratio that’s filed so thus no reason back more dollars to your client than us so if you factored in rates and benefits no one’s got a more competitive plan at us but that alone is not a complete fact because it doesn’t take into account the network with the network.
We’ve got a % utilization rate with the percent average discount at least amongst our plus in shirts for those of you that are more on the inner sixty-five side the that utilization rate actually is higher it’s about percent if memory serves correctly and so what does that tell you it what it tells you is when you factor in our network in conjunction with the very competitive product.
I firmly believe there’s nobody else is going to give dollar for dollar a better dollar your client than us let me kind of use these sample procedures as they give you an example so if you looked at something like an exam or even a cleaning doesn’t matter here’s the UCR rate sixty dollars we get a very good network discount of but frankly who cares.
we covered at % so there’s % out-of-pocket cost of the clients what are the savings % whether that stay won or down the road let’s look at something a little more interesting let’s look at together a crown the crown you see our cost.
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